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I carry at about 4 o'clock, and I feel confident my draw would be fast enough even with seatbelt. I do keep other guns in the car all the time...my car has a little pop-open compartment right next to the steering wheel that fits my S&W .380 perfectly. Between my holstered gun and that I feel pretty good about my options. Like everything else, you'll just need to try different things to see what works for you. Good luck.