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- Fri Mar 14, 2014 2:28 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
Most medical tourism is not to Mexico for the more serious procedures. Dental and bariatric surgery and cheap drugs are what people go to Mexico for usually.
- Fri Mar 14, 2014 2:21 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
I wish more people were better informed as to what goes on.
As far as shopping around, people that have large deductibles tend to shop around and save money in the long run. Those that have small deductibles and copays just accept whatever the providers charge. CMS has a huge influence on reimbursements. However, I've had clients shop around for an MRI andtge prices ranged from just a few hundred dollars to well over $2000.
We need to be good prudent consumers regardless the product or service. At the end of the day, we are going to psy one way or another.
As far as shopping around, people that have large deductibles tend to shop around and save money in the long run. Those that have small deductibles and copays just accept whatever the providers charge. CMS has a huge influence on reimbursements. However, I've had clients shop around for an MRI andtge prices ranged from just a few hundred dollars to well over $2000.
We need to be good prudent consumers regardless the product or service. At the end of the day, we are going to psy one way or another.
- Fri Mar 14, 2014 1:57 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
Who is advocating that nothing should have been done?
- Fri Mar 14, 2014 10:39 am
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
Here's the guy.
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- Fri Mar 14, 2014 10:16 am
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
I think we can turn it around if we ALL get aggressive about getting the message out. People have to realize their quality of life is better with a job and being self sufficient rather than living off of government handouts. Well, unless you are the guy I've been seeing on news reports in California that has figured out how to live better than I on government handouts and such. That guy needs to be locked up.
- Thu Mar 13, 2014 12:06 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
For those interested in how our Healthcare system compares to other countries with single payer systems.
http://www.c-span.org/video/?c4486943/c ... are-models" onclick="window.open(this.href);return false;
http://www.c-span.org/video/?c4486943/c ... are-models" onclick="window.open(this.href);return false;
- Mon Dec 23, 2013 8:09 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
@AP: He didn't use the website and won't use the insurance, but President Obama signed up for health coverage: http://apne.ws/1c28dJy" onclick="window.open(this.href);return false;
- Mon Dec 23, 2013 5:23 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
He didn't actually purchase it. It was just a symbolic stunt to make people think he is participating. His healthcare is taken care of by the military docs at our expense. Not sure about his family's though. Maybe that is who signed up on it.
- Mon Dec 23, 2013 10:21 am
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
- Fri Dec 20, 2013 7:14 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
Jaquar,
Glad to hear you had some good experiences in the past. We as agents do not get to hear that very often. You know how it is, people talk about the bad.
As with your recent and future claims, may I suggest if you haven't already, explore with your doctor and radiology group how they are coding your scans. That MAY make a difference in your favor. Coding is key in many instances. If it's been in remission for five years, coding it as preventative instead of diagnostic MAY make the difference between covered or not.
Glad to hear you had some good experiences in the past. We as agents do not get to hear that very often. You know how it is, people talk about the bad.
As with your recent and future claims, may I suggest if you haven't already, explore with your doctor and radiology group how they are coding your scans. That MAY make a difference in your favor. Coding is key in many instances. If it's been in remission for five years, coding it as preventative instead of diagnostic MAY make the difference between covered or not.
- Fri Dec 20, 2013 6:39 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
This issue started long before the current dictator in chief took office. He has just seized the opportunity to "change" the country.
Being in the insurance business for over 15 years and my wife close to 25, we were talking and laughing last night about how much we are hearing and seeing people say how much they "liked" their insurance plan and coverage. Not too long ago, you would be very hard pressed to find someone that didn't hate their coverage and insurance company to the point of cussing them.
I'll be the first to say, the system needed fixing but it didn't need this. Prime example of be careful what you ask for. Until we get a handle on the cost of care and treatment, the cost of insurance will just continue to skyrocket.
Being in the insurance business for over 15 years and my wife close to 25, we were talking and laughing last night about how much we are hearing and seeing people say how much they "liked" their insurance plan and coverage. Not too long ago, you would be very hard pressed to find someone that didn't hate their coverage and insurance company to the point of cussing them.
I'll be the first to say, the system needed fixing but it didn't need this. Prime example of be careful what you ask for. Until we get a handle on the cost of care and treatment, the cost of insurance will just continue to skyrocket.
- Fri Dec 20, 2013 1:42 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
Abraham wrote:mojo84,
Ever heard of "death panels'?
Do you sincerely believe when costs are as high as you suggest you goan be covered...?
Nuh-uh, you goan to take de big dirt nap...
Unfortunately I am all too familiar. In addition to being in the insurance business, I lost my sister and my sister in law recently to cancer. Both of their insurance bills that were near 3/4 of a million bucks each. time will tell how the death panels come into play.most people do not realize we've had them for a while.
I firmly believe a lot of the reason we're in this situation we're in now is because we started expecting insurance to cover routine and minor medical expenses.
- Fri Dec 20, 2013 12:49 pm
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
I think insurance is for the bigger issues such as the $85,000 heart surgery or the $850,000 cancer. It would be tough to negotiate those down enough to be affordable.
- Thu Dec 19, 2013 11:02 am
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
TAM,
Yes sir, we sure are.
Yes sir, we sure are.
- Thu Dec 19, 2013 8:49 am
- Forum: Off-Topic
- Topic: I hate the Un-affordable Obama Care
- Replies: 159
- Views: 22374
Re: I hate the Un-affordable Obama Care
The unique part is that the government has set up to sell you "private" insurance and they are pushing you to Medicaid, government program, even though people really are not qualified. That is definitely unique to Obamacare.