TexasCHLforum.com

Keep in mind the purpose of the [Pre-paid legal service] rep is to sell you on their program. A common sales tactic for such a program and many insurance salesmen is to used scare tactics. Some will even take the most rare low probability scenario and use it as if it's common.

Insurance and other programs like this thrive on more subscribers and fewer claims. It seems simplistic to state this but it helps you to understand and see through some of the sales tactics.

Now if you are the one that gets arrested or sued, it may prove worthwhile.