TexasCHLforum.com

It concerns me some when I see the term "coverage" when discussing these prepaid legal services.

I briefly looked at the CCW safe site. One thing I did not see if how much "coverage" do they provide to cover judgments of one their clients makes a mistake or is going liable for damages.

I believe that would be a fair and appropriate question. If they are not successful in defending you, who pays the potentially large judgment? Does the member/defendant retain the sole right to settle? What happens if you do not believe you are getting proper representation. Do you get to chose your attorney or do have to settle for who they assign? What resources do they have to fund a defense, fees, expert witnesses? Have you seen their financials? What reserves or escrow do they have set aside to fund a defense through appeals if necessary? Who determines if a case will be appealed? If you believe your case warrants an appeal, who decides if CCW disagrees?

What do they mean by "provisional". Sounds like they want brand new CHLs only. Did I miss something? I saw their website today for the first time and these are the questions my five minute perusal triggered.

In theory these programs sound good. However, the devil is in the details.

Check out these Google search results.https://www.google.com/search?q=texas+f ... 1&ie=UTF-8" onclick="window.open(this.href);return false;

Also, visit the State Bar Association website and do a search.

http://m.texasbar.com/Search/Search.cfm ... 91.cfusion" onclick="window.open(this.href);return false;

Ask an attorney you know and trust to recommend someone with firearm defense experience and specialization.