I think we can all agree that the cost of health care is way, way too high. I'm afraid we are never going to see the cost go down without drastic changes to the business model.Dave2 wrote:That and bringing down the cost of medical education. The first two things I keep hearing people mention in defense of paying doctors a lot are "malpractice insurance" and "student loans". I'll bet you could say the same thing about medical companies and their employees, respectively, as well.RoyGBiv wrote:This is an excellent question, but it's framed in a way that might cause folks to try and answer you in a narrow way...2firfun50 wrote:I've got a serious question for those opposed to paying for health insurance or being taxed for that decision.
I understand that Plan A is to never have a serious illness or injury, not pay any taxes, or health insurance, etc..
But if misfortune should strike, what is Plan B? Who pays the bill?
A broader question would be "How do you fix healthcare so that fewer folks are without coverage?"
And as we all know, the answer is complicated... But, let me try and answer your question with some healthcare "fixes" and we'll see how it goes..
1. Postulate: If insurance costs less, more people will buy it. The cost of insurance is too high, because the cost of healthcare is too high and regulations and laws are misguided, causing further cost escalation.
- Reform healthcare tort, set limits on malpractice suits based on some reasonable categorization of injury/disability/etc.
I suspect part of the answer to the original question "Plan B" goes something like described below.
People have an unexpected medical emergency, such as a heart attack. Someone dials 911. Patient receives a tax supported ambulance ride to a private, for profit hospital for minimum life support care. They then receive another tax supported ambulance ride to a tax supported hospital for the remainder of necessary treatment. Both hospitals, all doctors, and ambulance services try to collect, but the patient does not have the ability to pay. Patient goes bankrupt to get the bill collectors off their backs. Every provider then raise their fees to collect from the taxpayers and their customers with insurance. Local taxes go up and insurance premiums go up. The cycle repeats.
I absolutely am not talking about deadbeats, but people who work hard and the wages received barely takes care of essentials.