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Check out Simply Rugged pancake holsters. I have a 3" model 65 I carry in one, also a SP 101 in another. They are set up to work as owb and iwb. The best set up I have used to date. My SP101 has a hammer spur but with that holster it doesn't bother me, an I am a little fluffy. The model 65 is customized and the hammer spur has been bobbed. I don't know to much about the charter arms but the 3" 65 is one of the better carry wheels in my opinion. Get some speed loaders and speed strips and load them with empty brass and while watching tv or something practice loading the revolver. Focus on your technique and when you get practiced with empty brass change to dummy loads. Doing this will help build your speed so you will be able to reload quickly. Also practice in the dark reloading cause you never know. Lots of people carry semi autos due to they are easier to reload, but with a little practice you can reload as quick as most and the wheelgun doesn't jam. Enjoy.