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I regularly carry an older (non-magnum frame) S&W Model 60 with Buffalo Bore +P LSWCGC ammunition. When in the mood for a larger gun, it's almost always a 4" Model 13 or 19. I think the revolver is the best solution for me, but everyone has to figure out their own weapon choice. I'm nor sure what you mean by "holding it in the cocked position." Are you trying to "stage" the trigger just before it goes off? Both the guns you describe have no single-action notch, and your accuracy would probably benefit from one smooth trigger pull motion.

Smith and Wesson is unlikely to phase-out the lock, but they have made a few guns without it in the last year or so.