TexasCHLforum.com

mojo84 wrote:Making everything about race is past ridiculous.

poppo wrote:

Texas_Blaze wrote: So you have no problem charging blacks more for healthcare then.

Apples and oranges. Smoking is a choice. Genetics is not. And since people are not born with a gun in their hand......

Now I am not saying I agree with any rates based on gun ownership, I was simply pointing out that your analogy is flawed.

cb1000rider wrote:Curious - was this just a political grandeur bill or one that had a legitimate basis in protecting consumers? IE - has any auto insurer ever charged a gun-owner premium?

For me the home / property side is a little more mixed. Insurance should be actuarial - that is based on actual statistics... If gun owners are more likely to sustain damage to property (or incur liability) then a premium (or discount) is justified. Denying insurance companies the ability to use actual statistic data is like asking health insurance companies not to charge any more for smokers... It's a "not my pet pig" issue for me.

•Diabetes is 60% more common in black Americans than in white Americans. Blacks are up to 2.5 times more likely to suffer a limb amputation and up to 5.6 times more likely to suffer kidney disease than other people with diabetes.
•African-Americans are three times more likely to die of asthma than white Americans.
•Deaths from lung scarring -- sarcoidosis -- are 16 times more common among blacks than among whites. The disease recently killed former NFL star Reggie White at age 43.
•Despite lower tobacco exposure, black men are 50% more likely than white men to get lung cancer.
•Strokes kill 4 times more 35- to 54-year-old black Americans than white Americans. Blacks have nearly twice the first-time stroke risk of whites.
•Blacks develop high blood pressure earlier in life -- and with much higher blood pressure levels -- than whites. Nearly 42% of black men and more than 45% of black women aged 20 and older have high blood pressure.
•Cancer treatment is equally successful for all races. Yet black men have a 40% higher cancer death rate than white men. African-American women have a 20% higher cancer death rate than white women.