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Q,
From your description of the situation, looks like front pocket carry would be the winner, just put it there and leave it.
If you go for a j-frame, a 642 or 442(enclosed hammer) would cut down on the possibility of snagging on the alb during drawing.
SmartCarry is a great method, but the alb would prevent you from getting to it.
Regards, OE

Man! With that alb thing I would go for a sword! Seriously, that looks like a great 'cover garment' a little tailoring should provide you with access to a belt holster. ( front or side seam held together by velcro). Or a hidden internal pocket in the garment itself. You could probably carry a pair of full size 1911s in that thing and nobody would notice. One on each side would balance you up and make it hang straight too.

Welcome aboard!
I'm glad to see the shepards serious about protecting the the flock and themselves too for that matter.
Regards, OE