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I don't know the "legalities", but I look at it this way, if someone is in my car without my permission, THEY are breaking the law, not me. As for your solution as a safety point of taking the mag and ammo just in case, I don't see a problem with that. MY suggestion, even with a small car, is to invest in a lockbox that you can secure to the floorboard. The weapon has too be conceled, not the lockbox. Just my 2 cents.