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Cedar Park Dad wrote:My typical routine is a T shirt underneath with a Hawaiian shirt on top for either IWB or OWB. Plus, as an old fart Dad in my fancy Hawaiian I'm styling!

Sort of my style!!!!

I wear a OWB holster only the handle of my full size Glock touches my side. I sometime wear a white t-shirt tucked in under my loose concealment shirt .
This works for me on those humid days. I really dont have a problem with it. You will have to try arrangement that work best for you.