TexasCHLforum.com

The Texas Department of Insurance has to review and approve all rates. They also control what can and cannot be used as factors for premiums. Trust me, they have bigger fish to fry like wind/hail exposures, auto liability and water damage. I've never heard guns specifically brought into the equation. Some policies have limits on guns just as they do on other specific items like art, silverware and jewelry. Many will allow you to increase the limits and coverages in order to fit your personal needs.

I'm more bothered that my premium goes up because of hurricanes hitting 7 hours from my home. Can't say I'm worried about my guns costing me more.