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From what I've read around ( I don't own a shotgun so I can't vouch for it) is that if you have a shotgun loaded in the chamber & you were to drop/knock it over it could go off. They do not have a firing pin block from what I've read. Again I don't know if that's true but just a thought. My wife is clumsy/ some what accident prone, that is what would concern me.

Now to storage. I keep all my firearms in my custom safe with exception of my EDC gun. It remains loaded & tucked away when I'm at work. As soon as I'm home my EDC goes on my hip. I have taught my kids about firearms, my youngest (6YO)isn't old enough to go to the range though. Every month or so I will pull my oldest's 22,We will then load it with snap caps & practice safe handling & dry firing. We do also have BB guns that I train them on as well. My kids do know not to play with a firearm, so I feel comfortable there.