I am confident that the plan to which my wife and I subscribe will provide competent and effective representation. I have received quick answers to all my questions and calls.superstar wrote:Let's say you get the service with Multi-state, bail bond plus the one time fee of $20 + $200 = $220. Anyone here believe that by paying $200 annually will get you a $30K legal service (that's the general consensus here of a competent lawyer's fee) should think about that again.rotor wrote: Apparently an attorney can't go with you into a grand jury regardless of the service used. So that part doesn't matter. How much is a little money? $30,000 is more than a little money. I don't know the answer to the question as to what method of prepaid or insurance is best and I have never heard of anyone involved with a legal issue complain about their service. I think these are profit making services for those groups sponsoring it.
I think ideally that we would need to hear from LTC holders that have been involved with "the law" as to how their experience actually was with these plans. Since we are all such outstanding citizens there are probably very few of us that could relate to those services. I would like to keep it that way.
They should read and inquire about those "expert testimonials fee, court fees, etc fees" and speak to the actual attorney that might be representing them. I believe that most LTC holders are here to follow the law of the land, mores and will probably won't need those services, but there are some that just need that piece of mind when they pay for something that they think it will be an all inclusive package. As others noted. Read and if something is not clear to you, call and ask. They should time how long it takes for them to get a clear response that might be a good indicative point if they call for legal help.
I have met, and spoken at length with, the plan attorney who would represent me. He, as well as one of the plan's primary expert witnesses, speaks at seminars regularly. We have discusses prices, coverages, and expectations. Anyone who is interested in this plan's coverage can easily do the same.