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So the gentleman was loading his little NAA 22mag and in the process ended up discharging the round into his left hand (went through the crease between the thumb and index finger). Round went then into his left quad and exited posterior out the back almost by the back of the knee. Obliterated part of his thumb and has a nice ol exit wound with bone definitely compromised upon palpating /visual.
He apparently had it in full instead of half cocked and placed his hand in front of muzzle to load (those can be tricky, I have a pug), when he inadvertently squeezed the trigger.

He was surprised at the number “that little 22“ did. I told him, well ... it’s a 22mag...
Oh, he was sitting in the golf cart when that happened.

He will be ok, but lesson learned!