When I was riding with a co-worker to a week-long training event in central Louisiana, he made the mistake of relying on Mapquest directions instead of actually looking at the map. We took a detour through a very undesirable neighborhood in Alexandria.
After we got the hairy eyeball at several stop signs, from unsavory critters lounging on the stoops, he turned and asked, "How much ammo are you carrying?"
Note: he did not ask, "Are you carrying?"
So I replied: "On me, you mean? Ummm... 24 rounds of .45 and 16 rounds of 9x18, but more in my suitcase if we get pinned down. How about you?"
He was carrying a GP100 with four speedloaders, plus some loose rounds in a case under the seat, totaling about 50 rounds.
We were good.