TexasCHLforum.com

Agreed. Reread and see where your coming from... buti think you know where i was going. (Been up way way to long today !!)

Yes i believe in it, i also have it, but its cheap to me if it ever turns bad. As a ltc holder, you are expected to have the training basics to handle yourself.imo if i ever need to draw ,let alone shoot, then i have failed. As far as being civily sued, heck yes you can be sued, even if not charged. As far as renters insurance..... some have no gun clauses. Check yours. Just my 2 cents..... get at least the gun portion, if offered.....