TexasCHLforum.com

My wife and I use a pre-paid phone from Walmart using Verizon service.

I pay $100.00 a year and that comes with a lot of minutes.

If the minutes aren't used they are rolled over in the next year.

Since I got the phone for use in case of emergencies, I almost never use it, so I've a ton of minutes.

If you're one who has a cell phone surgically attached your ear, this approach isn't for you, but if you're a normal human being it's a great way to have a rather low cost bit of emergency insurance...