Welcome to the forum Dean. Your statement about many knowledgeable and experienced people here is tag on. We are very blessed to have the membership we have.
As for getting your CHL, I think anyone who is interested should investigate the possibility. Once you feel you are ready for it, then don't waste any time. We are under a new leadership who does not share our views on 2A rights. Who knows what is coming. If they did decide to suspend issuing licenses for some terrible reason, having a license in hand might at least allow you to be grandfathered. That is my thought anyway.
Enjoy the forum!