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by Charles L. Cotton
Sun Apr 23, 2006 12:26 pm
Forum: General Texas CHL Discussion
Topic: Question about CHL Insurance
Replies: 7
Views: 2611

Re: Question about CHL Insurance

DaveT wrote:Do defense attorneys appear in a grand jury hearing, or is that just when the DA presents a case ?
Your defense attorney cannot even go into the grand jury room with you! That's why many attorneys recommend a defendant not testify before the Grand Jury. 90+% of the time the DA is going to get what he wants anyway; indictment or “no bill.�
DaveT wrote:I am not an attorney, but would appreciate the advice of Charles and others here. Is this money well spent..... or not ?
I have commented on this issue before and I was very uncomfortable doing so. I have a hard time recommending against someone buying insurance of any kind, if that's what they want. Many types of insurance are not worth the premiums charged, in my personal opinion. However, it may be the best money spent to someone else, especially if they need to use it.

I will say this much. The program you mentioned isn't really insurance; it's more like pre-paid legal services. My advice is to fully understand what you are getting for your money, what you will have to pay for if you are indicted, then decide if it's worth the cost to you.

Also consider this. If you are provided an attorney up to and including the Grand Jury process, then you will have to hire your own attorney if you are indicted. That may or may not be the attorney that first represented you. I am frequently asked to take over someone's representation because of various factors. When I do, I have to live with what the client has previously done, based upon his/her first attorney’s advice or actions. Often, it's not fun and it usually makes my job harder.

Regards,
Chas.

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