My wife and I have the mutual account which is our money, and we each have our own separate account which we put $75 into each on the 15th and 30th of every month. Basically, we give ourselves an allowance.Carry-a-Kimber wrote:My wife and I have an agreement; I don't ask about shoes and purses and she doesn't ask about all the UPS deliveries. We both understand our budget and how much is too much and when to ask permission.
If either of us wants to buy something frivolous for ourselves, we pay for it out of our allowance. There are never any questions asked when paying for something out of our allowance account - if there's something I want badly enough, I'll save up for it in there and buy it. For example, the other day the wife said she wanted to take me out to dinner. When I reminded her that another night out isn't in the budget, she said "I'll pay for it" and bought me dinner with her allowance. It's what she wanted to do.
That said, if there's REALLY something either of us want, but don't have enough in the allowance, then we discuss it like adults.
I'm saving up for an 80" LCD TV. I should have enough allowance saved up by 2021.
