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LarryH wrote:

Kerbouchard wrote:A decent holster will cover your trigger guard. It takes three movements to fire an XD. Remove XD from holster, Attain proper grip, pull trigger.

How about "attain proper grip, remove XD from holster, attain proper sight picture, pull trigger"?

You are right of course. I was going with minimum amount of steps necessary to make gun go bang.
But if we are going to be technical.
"Assess situation, realize that drawing is necessary, sweep aside cover garment with weak hand, obtain proper grip on gun, remove gun from holster with finger off the trigger, attain proper sight picture, assess if use of deadly force is still necessary, squeeze trigger, repeat last 3 steps as necessary."

Either way, the best safety is in between your ears...the second best will cover the trigger guard.

keyframe wrote: I keep this pistol with a loaded magazine-empty chamber in the car with me, or in my night stand when i sleep. This gun is handled very often, and since I don't use a holster, I don't feel comfortable keeping one in the chamber. Every time I stow the gun, I remove the magazine, press check, dry fire, then reinsert the magazine.

What?? Did you really mean to say that you don't use a holster?

You can get a holster for $20 bucks...while it won't be the best of holsters, it would completely eliminate every one of your hang ups and problems, and it would have saved you a matress.

As far as the safety issue between a 1911 with an external safety and the XD with just the grip safety, trigger safety, and firing pin block...it is just like every other gun. If you don't pull the trigger, it won't go bang.

A decent holster will cover your trigger guard. It takes three movements to fire an XD. Remove XD from holster, Attain proper grip, pull trigger.

I will admit that I had a problem with carrying with one in the chamber when I started carrying. Even with a holster. It was kinda scarry. What I did was drop the mag, rack the slide, insert magazine. That left me with a 'cocked and ready' sidearm, just without a round chambered. I then carried for about 2-3 months...I figured if I ever heard a click, than I knew I was right to be worried. I never did, the gun never 'went off by itself', and since then I carry with my EDC always ready to fire.