Jumping in late here so forgive me if you've heard this before but, as someone with just a little experience in this area I want to say the following...Dwight K. Schrute wrote:Let me clarify first that I have no doubt...
If you haven't been there yet, you may have no doubt now, but you really won't know until you are there. I'm not trying to make some macho speech here and I'm not saying you'll freeze and die, though that's certainly a possibility. What I am saying is the picture currently in your mind may not be what unfolds before you the day you are elected. I am saying for the benefit of all who may not realize it that your first introduction to the fact that there is a threat may be mentally waking up in the middle of a fight that started without you.
If he has not presented a threat, what's the point in giving up you wallet?Dwight K. Schrute wrote:If some punk wanted my wallet and did not present a threat to me...
Would you really like to bet on that? There are plenty of documented cases of stolen credit cards being used within minutes of the theft and BEFORE the owner had time to report them stolen. The good news however, is that many if not most card issuers will not hold you responsible for unauthorized use of your card provided you report the theft in a timely manner. Now, on that vein...Do you have your account numbers and the card issuer's phone number memorized? If not, do you at least have some way of making those calls within the first hour after the theft? Personally, my way of dealing with this is I only have one active credit card and one active banking card with which I do business so I've got a lot less crap to remember. YMMV.Dwight K. Schrute wrote:...Those things will be canceled and flagged stolen before he can even reach the nearest place that would accept them...
Oh and on the original subject/question...My wallet alone generally is not THAT valuable. I try to limit the liability contained within my wallet but, if someone really is a threat to ME, I have to assume it's generally a deadly threat and act within the confines of the situation. Generally however, I exhibit anti-social behavior that keeps me "off the X" and out of most situations where one might typically get mugged. I'm a big boy but I've got fast feet!