TexasCHLforum.com

Until a prepaid presents any evidence that they have actually provided the promised services to anyone, paying them is a suckers bet.
The only person I know of on this forum that had a bunch of legal fees associated with his legally carried firearm was "handdog" (think I got that right). Someone noticed his firearm through an accidental exposure and he was arrested. He got everything cleared up but had significant legal fees IIRC.
However, since he did not "use" his weapon which is a requirement for the prepaid services to kick in, none of his legal fees would have been covered by prepaid.
Another problem with the prepaid services is in order for them to defend you the use of your weapon must be "legal". You would not be arrested unless you were being charged with using your weapon "illegally". By definition this would prevent you access to your prepaid services.