TexasCHLforum.com

I think the issue of college housing is much to do about nothing. Less than 20% of college students live on campus and the great majority are freshman and sophomores, which means they are less than 21 and do not qualify for CHL. Of the handful of 21 yr olds that might live on campus, how many would have CHL's? I would bet that at most you'll have one or two CHL's living on campus housing on any particular campus, if that many.

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Lets do the math:

A college with 50,000 students
20% = 10,000 students living on campus
If you assume that seniors are 15% of the college population = 1,500 seniors.
Assuming that 10% of seniors live on campus = 150 seniors
Assuming that 2% of seniors have CHL's (same percentage as the general population) = 3 CHL's living on campus.