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OP albertson:

You don't list your geography in your profile, but I am 1/2
surprised by your statement that you are having a hard time
sourcing 9MM and .45. Wal-Mart's are usually near everyone.

Granted, .45 has been hiding out.

But for the past month or two, I find that all Wal-Mart's are
positively overflowing with both 9MM and .40 ammo. That's
heartening because it will keep prices down.

Good luck on your .22 search. I have no experience with .22
handguns, so I will defer to all others' comments.

SIA