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I'm 6-foot-1 and 275 pounds. IWB has always been uncomfortable for me since I got over about 240 pounds or so. Then I found the two-pronged solution:

1. a sturdy belt .... Beltman works wonderfully. There are others I'm sure. Just ordered a few of the $7.99 clearance 5.11 leather belts from http://www.lapolicegear.com" onclick="window.open(this.href);return false; so we'll see how those work. You need a GUN BELT, not just a stiff leather belt or western wear belt or whatever. As a minimum, double-layer cowhide, bullhide is even better, and two layers of leather with a kydex insert in between is best. Trust us. A subpar belt is 99% of the problem for most newbies.

2. The newer style IWB holsters with twin belt mounts (clips, loops, whatever) one in front and one behind the main body of the holster. I use two Crossbreed SuperTucks myself (one for Glock, one for my lil Walther PPS) and LOVE THEM. Others here will tell you CompTac makes a good one. Tucker Gunleather obviously makes fabulous holsters and has similar models. Kholster is another I've heard good reviews (though usually for smaller, lighter pistols).

For OWB, I like the Bianchi model 82 with a spring-loaded finger activated retention device and high-ride design.

Also, don't neglect pocket carry for your J-frame. I pocket carry a J-frame in a DeSantis Nemisis originally intended for a Kahr PM-series semi-auto. But it works well for my little 5-shot wheel gun. Also heard great things about Mika's pocket holsters and Pocket Concealment System's "No See Um".