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Well, I have a couple [abbreviated profanity deleted] Blackhawk Serpas but I DO NOT use them for CC. I use them when I go hunting. They just do not conceal well as others here have noted and I agree, IMHO. However, I do like a level II retention and I tried the Bianchi Carrylok. I use one for my XD9SC. I have used it in different training classes etc and it draws very easy and only took minimal practice time to get use to it. For Level II, I find the Serpa position of the index finger maybe, just maybe a bit more natural. But with very little practice and now since I have used it with a lot of practice, my carrylok is as natural as can be. For those not familar it uses the middel finger behind the trigger guard and you move it as you grip and pull your weapon. Fast drawing from multiple types of shirts and vests has been no problem for me. Reholsters very nice, fits close since it is a pancake style etc. So for me, and that means for me, I find it fine. Others mileage may vary depending on how you draw. My two cents.

Gary