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Make the example something else if that works better for you. If it's my money, I'm the actual purchaser, whether I keep it or give it away. If someone gives me money to buy something for them, I'm acting as their agent and I'm not the actual purchaser.

Take the emotion of guns out of the question and maybe it's easier to understand. If I buy a video game with my money and give it to my nephew for his birthday, I am the actual purchaser. If he gives me money to buy a game for him, I'm making the purchase on his behalf.