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Tricky situation.....just a couple of questions....

Are both your names on the lease?

Did law enforcement get involved? (negligent discharge of firearm, discharging firearm inside city limits, or some such?)

Just curious.

I certainly understand the practicing, but with a finger in the trigger guard? Was he even aware the firearm was loaded? I agree with others that he is most responsible, but you may have to consider court action to keep your status clear, or a statement filed with the court by your friend (as stated earlier,) taking full and complete responsibility.