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I always felt that jogging, especially early in the morning, was one of the most important times to carry. Two years ago or so, I was shot at while jogging in Houston by a 2 or 3 individuals that were breaking into parked cars in the street two blocks from my former home. While I did not have to return fire (couldn't see them because it was 4:30 AM, and I was already running the other way and around a corner after seeing what they were doing from 75 feet away), I am very glad that I was carrying at the time because my biggest fear was that they were going to run me down in the likely stolen car they were working out of. For anyone that jogs and carries, I highly recommend the smart carry type holster (smartcarry.com). It works much better than a fanny pack. The one positive thing that came out of that experience was that I didn't even think about it and the pistol was in my hand. It helped reinforce that training and practice does indeed help in times of stress.