When I'm at home, that covering shirt is often changed out for something I don't mind getting dirty (in the yard, in the shop, riding on my property) that means most times at home I'm not concealed. Most days im home I great the rural mail carrier, get a UPS, FEDEX or DHL package, or some other service person. Not once have I ever been asked about the weapon, nor to the best of my observation has it been noticed in a bad way.
Perhaps that is do to living outside of town.....
What ever it is, I like it.