TexasCHLforum.com

minytrker wrote: I also live out in the country now on a gated property and all my vehicles are kept inside now.

As do I... and , this led me to a false sense of security along with a personal understanding "I dont known any one stupid enough to steal from me" the problem is of course there are a lot of people that dont know me.

I made a mistake, I learned from it, it was costly in $$ and time (insurance company will not process the claim for 15 days waiitng on recover..which is a crock.. they claim 90% recovery rate... ya sure nationwide consideing all types of vehicles, locations and theft types.. but as I told the agent.. You charge my for a policy based on the specifics of my vehicle then known loss data for my area and vehicle. .. you should decide to wit or pay the claim on that same specific data. ... here in TX, diesel rigs are stolen daily and the recovery rate is below 10%.. I felt they should have considered that local and specific data and paid the claim, if it was recovered in a month, then wholesale it off assuming it is even salvageable (most are total loss)

MechAg94 wrote:I have a console vault in my truck. That would make it more difficult to get the gun in a smash and grab, but not if the truck is stolen.

I have the same type deal for my truck rifle...no one is going to bust a window and walk away with it, it will take effort. Stealing the whole truck was not in my planning considerations.
Is now.

Admins, if this is the wrong forum location my apologies. I could not decide between this and off topic.

Last friday night my truck was stolen from a Holiday Inn parking lot in Austin... Truck, tools, all my riding gear, ramps, tie downs...all gone.
And by only the nearest of lucky breaks,,... NO guns stolen. I had both my EDC, BUG and rifle with me. The rifle would have normally stayed concealed in a locked quick access container in the truck.. But for some reason i decided to take it out and into the hotel with me that night. had it not been for that out of character decision I would have lost a rifle this weekend.

But Id made me think.... What? and how often is that "What" left in the truck (car, van, ect) and are you prepared to deal with the loss?
My auto insurance is very good,,,I'll get a fair settlement for that loss. They will also cover most if not all of the personal property, abit at market value,,not replacement cost.
Early estimates so far are teaching a motorcycle riding class in Austin this weekend cost me $32,000 in hard cash, never mind the time it will take to replace it all, the lack of capability i suffer during the replacement time.

So think hard....what's in your vehicle when you lock it up and walk away.. not just weapons and other valuables but PII, spare keys, garage door openers