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I think the situation will define the moment.

This is not a black and white, on/off world that we live in but one that exists in "shades of grey" where each situation is, and should be decided, upon merit.

Answering like this: "Texas law will not allow me to answer." will only provide an affirmative answer to someone while attempting to deny because people who aren't carrying or never would carry will simply answer: "NO!"

If the moment defines concealment then defer to the "Personal Defense Accessory (PDA)" type of answer that provides the necessary denial of the moment but is still not considered a lie.

If the moment defines a reassurance to someone that you indeed posses the ability for self-defense then most likely it would be prudent to at least acknowledge in the affirmative rather than the negative.