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I simply pocket carry mine. I keep it in the same pocket as my wallet & I always orient/index the mag so that I can reach in & grab it ready to be inserted. I typically wear looser fitting clothes & it's never been a problem. I can easily access my wallet or mag. Granted, in a real life or death situation, it'll be slower than any other method, but I literally practice drawing it every night to put on my night stand.

Mind you, it's a 15rnd M&P .40 cal mag too, so it's not small. Also, the only issue I ever really encounter is it rotating around to be opposite of my need, but I can feel it immediately if it's not indexed correctly.

I also keep a spare mag in each side of my car in the door's 'map pocket'.