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I carry the guns listed in my sig. As others have noted, people are very non-observant.

I go to pocket carry in hot weather mostly because it is quick and easy. While I can, and sometimes do, carry my 3rd gen S&W with just a tee shirt cover, I usually don't for the simple reason I hate having my shirt tail not tucked. Just doesn't feel right. I carry IWB instead of OWB because I don't have to worry as much about my shirt riding up. I also find it as comfortable but YMMV.

One problem I do have is that my hips are no larger than my waist so my pants tend to want to ride down. Hate that but my IWB holsters actually help keep my pants up. The belt isn't the problem either. It is a good gun belt by Kramer. Just my build.

As mentioned in some of the previous posts, don't worry that much about being made, It rarely happens.