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Beiruty wrote:There are clinics/doctor office that only accept cash and no insurance whatsoever. Doctor Visit is is just $35 and the only way to know about those clinic is when your PCP kick you out as you do not have insurance. Yep doctor visit and it is just $35. Lab works are also heavily discounted. Legit doctors and regular clinic like any other out there.
Who most visit such clinics? illegal immigrants.

???
I've got plenty of friends who deal in cash with their doctors, negotiating their payments. Mainstream clinics and doctors, the same ones you go to. If you use Samartian Ministries type of Insurance Substitutes, those are considered "not having insurance", because the clinic doesn't have to deal with it, you do. So you pay up front. I know of one lady who was in a horrible car accident, several years ago, they paid cash for her hospital stay, doctor bills, ect. Every bill was cut 30 - 50%. Parkland in Dallas I think. Will every single clinic or doctor reduce their bill? no. That may be when you change doctors, letting them know why, you're saving them time and effort, your account doesn't have to be touched by their insurance dept.

cb1000rider wrote:That sounds like an employer policy or employer healthcare provider policy to me, I remember policies like it. Hopefully it just needs to be updated.
Here's what the new law says:

The Affordable Care Act requires plans and issuers that offer dependent coverage to make the coverage available until a child reaches the age of 26. Both married and unmarried children qualify for this coverage. This rule applies to all plans in the individual market and to new employer plans. It also applies to existing employer plans unless the adult child has another offer of employer-based coverage (such as through his or her job). Beginning in 2014, children up to age 26 can stay on their parent's employer plan even if they have another offer of coverage through an employer.

Thanks CB, that's what I thought.
hmm, ok, I wonder what happened with my friend's policy then? very interesting. I think we'll do a double check though, just to be sure. I feel better about it now.

I just learned today that my daughter will probably drop from our insurance this summer?! He keeps saying they can stay on until 26. Well, she's 20, working part-time, helps out with her grandmother....college didn't work out. Apparently they can stay on our insurance after 21 only if they are in college? We're going to double check with our HR rep next week so we have some time to do some research. A friends son got dropped this week, she's trying to figure out what to do.

can we just say thank you G-D! my husband's tumor was found this year and not after the employer mandates take effect! 'cause there is no telling what will happen at that point! I actually haven't seen all of the bills, basically because we don't even want to, we've seen some of them and that was more than enough.