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I've been operating under the assumption that some sort of GPS device was tossed into the money bag together with the cash and dye packs and that's how they "knew" the location of the BG without a description. This is just a guess.

If this (or some similar hard fact) is true, and LE "knows" with reasonable certainty that at minimum the money bag is at that location, I'll bet that a court would find that to be sufficient PC to throw a net over the location, lock it down and sort it out. Similar to using a road block to stop every car and peer inside, except more specific.

I'm not agreeing or supporting the tactic, just thinking through a possible scenario.

Now looking at my personal response should I be pulled from my car and "detained". What choice do I have at the scene? The Cops are in control. Resisting with physical force of any kind is just stupid. An escalation that would almost certainly lead to other (legit) charges. So now I'm in cuffs. I politely, calmly, firmly, clearly and repeatedly refuse to allow the search. I offer to sit on the curb while they go get a warrant. I'm steaming mad, but remain cooperative.

My only recourse comes after... in court should I have a case. Or in the court of public opinion.

Just my $0.02