purchasing a new handgun

[Renegade]

Please post a sample insurance policy. I do not believe they require a perp walk. I think a lot of folks like to play the "insurance card", and thus blameing an unknown, unnamed, unseen insurance policy, but I myself have NEVER seen one that requires this.

Lots of times (particularly when dealing with large companies) it isn't insurance that requires it, it's their legal department. Large corporations have money, which means they're targets, which means their legal departments tend to come up with draconian requirements that staff has to follow in order to minimize that liability. I regularly work with clients who have to be careful to make sure that even simple things like privacy policies are accurate and up to date, and user email addresses don't get exposed, often under the threat of having their projects no-go'ed by legal, and occasionally under the threat of immediate termination. Often, what legal says, goes, period. And the legal departments of large corporations tend to be very, very serious about minimizing the risk of potential lawsuits.

That I understand, as I face the same thing at work.

[Mark G26]

Please post a sample insurance policy. I do not believe they require a perp walk. I think a lot of folks like to play the "insurance card", and thus blameing an unknown, unnamed, unseen insurance policy, but I myself have NEVER seen one that requires this.

Lots of times (particularly when dealing with large companies) it isn't insurance that requires it, it's their legal department. Large corporations have money, which means they're targets, which means their legal departments tend to come up with draconian requirements that staff has to follow in order to minimize that liability. I regularly work with clients who have to be careful to make sure that even simple things like privacy policies are accurate and up to date, and user email addresses don't get exposed, often under the threat of having their projects no-go'ed by legal, and occasionally under the threat of immediate termination. Often, what legal says, goes, period. And the legal departments of large corporations tend to be very, very serious about minimizing the risk of potential lawsuits.

Thanks Xander for the post....

The companies Risk Management Department is also involved.

Risk=exposure to liability/loss/claims

Controlling risk controls loss/liability exposure/lawsuits and also lowers premium.

Guns = Risk/Exposure/loss/claims, thus the reason for the escort out of the building with a new gun.

Of course, the commercial liability policy does not have a “perp� clause/exclusion. Insurance companies do look at risk/exposure when considering issuing and rating a policy no matter what kind of a insurance policy.

Back to my original point- "The only reason why one cannot carry their new gun out of the store is liability exposure "while in the store". Insurance claims/lawsuits driven- period".