Need an informed answer

[wiredgeorge]

My child works for a financial institution in a back office position. They are moving to a location where there is perceived less security than the current location and my child works evening hours. She expressed interest in a CHL but was told by her company that it was impossible to carry because a Fedrerally Insured Insitution does not allow carry on the premises. Strange! I carry every time I go into one of their facilities and they are not marked with a 30.06 sign. Anyone ever heard of a restriction on carry in a Federally Insured Facillity? I know that if they don't want employees carrying, they can just write a rule against it but a Federal statute? Hmmm. I know how to check the Texas law but don't have a clue where to start looking to fact check this so-called Federal statute. Any help would be appreciated. I was also vauge regarding details of my child's identity and place of employment on purpose. Thanks -

[Beiruty]

My child works for a financial institution in a back office position. They are moving to a location where there is perceived less security than the current location and my child works evening hours. She expressed interest in a CHL but was told by her company that it was impossible to carry because a Fedrerally Insured Insitution does not allow carry on the premises. Strange! I carry every time I go into one of their facilities and they are not marked with a 30.06 sign. Anyone ever heard of a restriction on carry in a Federally Insured Facillity? I know that if they don't want employees carrying, they can just write a rule against it but a Federal statute? Hmmm. I know how to check the Texas law but don't have a clue where to start looking to fact check this so-called Federal statute. Any help would be appreciated. I was also vauge regarding details of my child's identity and place of employment on purpose. Thanks -

Scaring tactics.

[RPBrown]

I have never heard of such. Federally insured does not mean it a federal institution. I carry every time I go to the bank. Tell her to remember that concealed means concealed

[Keith B]

Being insured by the FDIC is NOT a prohibition of carrying. If that were the case all banks would be off limits. If it is a federally OWNED facility (like a federal credit union), then it might possibly be off limits, but that would be due to the property being owned by the federal government and not becasue they are federally insured.

However, she would still be limited by employer rules and regs as to carrying on the job. In other words, she could still be fired for violating policy.

[RJGold]

I have never heard of such. Federally insured does not mean it a federal institution. I carry every time I go to the bank. Tell her to remember that concealed means concealed

I would also advise her to stop asking about it. She should read the policy (policies) and then the law(s) and do as they allow (or don't forbid). Asking in the absence of policies will usually cause one of two things to happen:

1. Cause the company to create a policy.

2. Cause a response that serves the purpose of "informing" her firearms are not allowed.

Both are bad.

We are in the process of moving our office to a "less desirable" part of town now and I am trying to get my employer to change our policies but it is very difficult to get them to think about change. If they didn't have the policy in the first place, I could just carry and not worry about it (taking RPBrown's advice that concealed means concealed).

[cbunt1]

It's nonsense. There are employees of FDIC insured businesses that carry every day, both on the front line, and in the back offices. There are no Federal or State restrictions. Of course, banks or any other businesses may post 30.06 compliant notices, or place compliant notices in employee handbooks prohibiting concealed carry, but lacking that, it's strictly company policy.

Law and code is all I'll cite in a public forum, but feel free to PM me for more details.

[bdickens]

Straight-up company party-line Baloney Sandwich.

Henceforth, she would be well advised to adopt a "don't ask, don't tell" policy with regards to things like CHL and company policy.

If you don't ask, they can't tell you "no." They have to tell you "no" to prohibit your carrying.

Concealed means Concealed.

[wiredgeorge]

By the way, all credit unions, by their nature are owned BY THEIR MEMBERS and none are owned by the Federal Govt. They can call the credit union Security Service Federal Credit Union but it denotes that the primary membership are federal Security Service employees who actually own the credit union and all credit unions must be insured in some fashion by the FDIC... not exactly the same as a bank but in a similar manner. (I can't recall exactly what the difference is but there are some differences). Thanks to all who answered. I didn't think there was any Fed regulations. Only thing I could think of was an employee handbook policy that might restrict.

[gdanaher]

Simply read the employee handbook that the bank has published. If it states nothing about ccw, then silence is golden. If it prohibits same, then the worst thing that can happen is termination. If she can live with this, then go for it. If not, then abide by the rules or leave for greener and safer pastures.

[mewalke]

This doesn't really change the conversation but Credit Unions are not insured by the FDIC, they are insured by the National Credit Union Share Insurance Fund (NCUSIF) administered by the NCUA. And I'm not aware of any rules put forth by the NCUA about covered institutions not allowing concealed carry.

[MeMelYup]

Introduce her to this forum. She will find a lot of answers, some she didn't even think about.

[alvins]

a federal credit union has nothing to do with the the government.the difference between federal and not is reporting requirements.

FDIC...again has nothing to do with being a government institution.

probably the person she asked is a moron or is most likely anti gun.either way probably wasnt the best idea to tell her employer anything about wanting,having,getting a chl or guns.

now like the USDA building in the texas medical center. you wont be carrying there.