psijac wrote:As long as you are seeking a employable degree (comp, business, engineering, medicine) and can fit it in your budget buy what ever you want. If you were getting a Art History/Feminist Studies (as applied to video games) major and making minimum payments on all of your credit card(s) I'd say something is a miss.
Student loans cannot be dismissed through bankruptcy. If Osma Bin Laden had a student loan they could have found him in 2001
Your talking to someone that is 27 and just now got his first credit card dude. When I was 18 years old, no kids, 800 a month in bills. I wanted to get one to build credit but was steered away from them. So I payed cash for all the normal stupid immature stuff an 18 year old making 50K a year would. I had two cars (nothing special at all) video games, guitars, crap tons of amps etc. I had a decent savings for a bit but blew it helping some people out and staying afloat after getting laid off, the first time.
Anyways long story short loans have never been used for really anything fun per say. I bought my first pistol with selling almost my entire guitars and rig. Sold that pistol to buy the Glock 27 I own. I did however use some of my loans to get my CHL and 1000 rounds of .40 anyone want to tell me that was a dumb choice?? I only pushed it off by a little more than a year! due to more "responsible" spending. In fact I probably still wouldn't have it had my wife not pushed me to actually spend money.
I have no credit really my score is "ok" but not enough for a house. I have talk to several people and The history is not there. SO I am playing the credit game and got a Kohls card and a Master Card. I thought I was going to pass out when I got them, but if it means getting a house oh well.
I am curious where your looking that the degrees outside of medicine will land anyone anything right now? Not condemning anyone who is seeking or has those just curious. I am "technically" majoring in Convergence Technology. Personally I think the degree is a joke. If I had more time I would go get all the certifications and crap without the classes. Problem is its not a degree. SO even if I go pass every certification test out there falling under that degree. I will still be seen as someone without a degree. I am pretty bored with it. My heart is in law enforcement and now that my eye sight is suitable I am going to give it a go. That doesn't work out I am going for paramedic. Money in some places is ok and will keep me busy.
Thanks for knocking Feminist studies! I was going to double major in that to better understand my wife. Sort of a "can't beat them so join them" approach.
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