Payment Plan on a Handgun: Need Advice

[pbandjelly]

gitcha a $600 gun over twelve months = ~$50/mo.

still not bad for poor schmucks like me.

[Mike1951]

The ones I've done, if you don't pay it off in six months, you owe interest retroactively to the day you signed the contract, and it's a high rate.

In the past, I've bought 10-12 guns on Carter's free finance offer.

Your warning is valid.

As a precaution, I pay the 12 month deal off in 11 months. Not that much more per month and it protects against a payment being posted late. The balance is always paid off well before the date any penalty would affix.

[Mike1951]

Received Carter's Free Finance flyer in today's mail.

Sales begins on the 19th and ends Aug 1st.

12 months free interest

6 months on handguns below $500.

[badkarma56]

Oh Dudes, you should not have let me hear about this 12 month financing deal at Carter's Country. I've recently purchased online from Bud's Gun Shop, they've got a similar 90 days/same as cash deal with no interest...but 12 months/no interest, that's almost too good to pass up! Heck, I don't even need another pistol...but I might just get a new Sig P226 for the fun of it (had my eye on one of these for a while now)!

After all these years of denial, I guess I really am a gun nut after all!