Wife puts foot down?

[1s1k52]

I stated that in my responce? Should I highlight it for you? Or are you just trying repeat what I have already said to make some kind of point?

[urnoodle]

IMHO, Its the rule not the exception that borrowers that take a student loan spend it on things other than school, housing, or meals. Last year there was over $1 trillion in student loans. An additional $100 billion was borrowed and with repayment only reaching approximately $45 billion per year it'll never be paid off.

Each year defaulted borrowers ask for forgiveness on a portion of their accumulated loan balance because they cannot repay what they owe. This forgiveness is often granted. Who pays for this forgiveness you may ask, the taxpayers which is why people take such an interest in how the loan you sign for is applied.

Kudos to you! I didn't realize I needed a lesson on "Finances 101". Considered me schooled. I didn't realize I was the only person to borrow money with an interest rate and ONLY spend it on school. Should I inform you guys that I paid my car off almost 2 years early with my loans as well as clear out other bills? That wasn't school related though so maybe that is another thing to look down your nose at me for.

So just to be clear you paid off nothing. Basically, you transfered the debt and postponed when they will be due. Ultimately, you signed the contract and it is your decision how to spend it. Keep in mind in 10-20 years you may be of the same opinion when you hear new students are buy luxury condos with their student loans. I'm sure you have good intentions to be a responsible borrower but things happen. You don't know what life brings through the years. Why add to that burden now.

[recaffeination]

Great. So now the taxpayers are picking up the interest on your car and you think you're entitled to the handout.

I think a great law would be to make borrowers ineligible for unemployment, food stamps, social security, or any other government support until they pay off their student loans.

[speedsix]

...with the current unemployment situation? not a good plan...

[1s1k52]

Great. So now the taxpayers are picking up the interest on your car and you think you're entitled to the handout.

I think a great law would be to make borrowers ineligible for unemployment, food stamps, social security, or any other government support until they pay off their student loans.

Your showing your ignorance. You can not get on food stamps or government assistance if you owe in loans in the state NOR can you get a Texas CHL. They discuss this in the class and it's on the websites did you pay attention to that? So your stating that my plan of action to try and consolidate bills to one bill at a low set interest rate will paid for by your taxes? So should I assume your ignorance on qualifications for government assistance and CHL status makes you an irresponsible American and gun owner?

[smoothoperator]

Being finally delinquent disqualifies someone. Owing money doesn't.

[1s1k52]

Being finally delinquent disqualifies someone. Owing money doesn't.

Yeah you are right. After I posted it I looked it up. The key word is "defaulted" I remembering not hearing that word when I call a bit back. Either way my bad.

[chuckybrown]

As someone who knows the true meaning of the word "sacrifice" to pay for my kids education, I cannot tell you how angry it makes me that someone uses STUDENT LOANS to pay for ANYTHING other than school and/or associated costs.

Guns? Cars?

You should be ashamed of yourself. Your perception of right and wrong is wwwaaayyy out of line.

This kind of behavior is EXACTLY the reason that the 53% of us that actually pay taxes are tired of carrying the load for the 47% that don't.

Flame me if you will, but my daddy would have whupped my butt for even thinking this way, and trust me, I've raised my kids the same way.

Taking advantage of low interest rate STUDENT ( <--key word here) loans for guns and cars? You need a spanking.

[LSUTiger]

I just spent a small fortune on a new acquisitions. I am already planning my next purchase.

My wife went from asking" How many do you need" to "Ok, this is the last one" to "Ok, this is the last one this year"

I'm still working on "Hey Honey, have fun at the gun show/store. I can't wait to see your new gun!" ( ammo, mags, back pack, chest rig, optic, knife, multi -gadget gadget, baton, exploding targets, ...........)

Persistence pays off!

[LSUTiger]

I just bought my 4th AR, she hasn't divorced me yet, so my plan must be working, or is it? LOL!

[Kythas]

My wife and I have an agreement; I don't ask about shoes and purses and she doesn't ask about all the UPS deliveries. We both understand our budget and how much is too much and when to ask permission.

My wife and I have the mutual account which is our money, and we each have our own separate account which we put $75 into each on the 15th and 30th of every month. Basically, we give ourselves an allowance.

If either of us wants to buy something frivolous for ourselves, we pay for it out of our allowance. There are never any questions asked when paying for something out of our allowance account - if there's something I want badly enough, I'll save up for it in there and buy it. For example, the other day the wife said she wanted to take me out to dinner. When I reminded her that another night out isn't in the budget, she said "I'll pay for it" and bought me dinner with her allowance. It's what she wanted to do.

That said, if there's REALLY something either of us want, but don't have enough in the allowance, then we discuss it like adults.

I'm saving up for an 80" LCD TV. I should have enough allowance saved up by 2021.

[randomoutburst]

My wife and I have an agreement; I don't ask about shoes and purses and she doesn't ask about all the UPS deliveries. We both understand our budget and how much is too much and when to ask permission.

My wife and I have the mutual account which is our money, and we each have our own separate account which we put $75 into each on the 15th and 30th of every month. Basically, we give ourselves an allowance.

If either of us wants to buy something frivolous for ourselves, we pay for it out of our allowance. There are never any questions asked when paying for something out of our allowance account - if there's something I want badly enough, I'll save up for it in there and buy it. For example, the other day the wife said she wanted to take me out to dinner. When I reminded her that another night out isn't in the budget, she said "I'll pay for it" and bought me dinner with her allowance. It's what she wanted to do.

That said, if there's REALLY something either of us want, but don't have enough in the allowance, then we discuss it like adults.

I'm saving up for an 80" LCD TV. I should have enough allowance saved up by 2021.

My husband and I have a joint allowance of sorts. All the extra cash I make waiting tables that doesn't go towards weekly groceries gets put into what we call the Gun Fund. Sometimes, in an emergency, the cash gets spent on a vet bill or new tires or something else, but mostly we spend it on guns and ammo. We tend to make gun-buying decisions together and have never run into a problem with disagreements on how the Gun Fund should be spent. Anything else that we want to buy gets run by the SO before purchase since it comes out of the joint account that is used to pay bills. We don't want a payment to not clear!

To the OP - Ouch. As a gun-happy wife, my first thought was "$1000? That would buy me one gun with accessories. Maybe a holster too, if I got a good deal. What about ammo??" If you lived nearby I'd tell you to have her hang out with me for a while. Soon enough she'd be helping you pick out new guns!