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The Bastrop Complex Fire may be an exception. I have personal input in that I have seen the damages and the temperatures were high and sustained. Aluminum engine blocks melted, vin numbers on multiple vehicles gone, I have pictures on an AR where the upper and lower are barely recognizable and the barrel is surrounded by "fluff". This fire was a combination of plenty of fuel, wind and was so large that the firefighting response had to back out and just contain the edges and try and get in front of the head fire. I have friends and a son who lost almost everything in this conflagration. FEMA and Obama adminstration is now trying to back out on the promise to pay part of the cost incurred by the local fire agencies, Texas Forest Service, Texas Parks and Wildlife Department, and the City and County of Bastrop. Texas is going to suck hind tit when Obama is in charge--he flat just don't like Texans. Maybe because he can't control them or pull his wool over our eyes.

A personal property rider to my homeowners policy provided more coverage, took up less space and was much cheaper than a REAL SAFE.

YMMV.

EDIT:

My insurance agent neighbor, whom I trust, confirmed the losses described above as well as suggested a gun rider policy which covers loss by whatever means.

Again, YMMV.

glbedd53 wrote:My safe is fire lined but I never thought the guns would survive a fire. I have two so called "fireproof boxes" inside the safe for important papers and some other small stuff. I figured that double layer would help a little.

Did the same thing. Also put the "fireproof box" on the floor of the safe. Don't know if will help that much but I figure it couldn't hurt.

If I ever get to build the house I'd like I'm putting in a concrete safe room...with the safe in it.

The descriptions of the Bastrop fire are similar to what I saw in California with wildfires there. Even cement block and stone houses were destroyed, leaving only a slab behind, covered in rubble. That much wind and fire far exceeds a standalone house fire.

As far as regular housefires go, I think the suggestions to put safes in outside corners or detached structures is a good one.

TX0303 wrote:The U.L. does not fire rate any residential security cabinets as they do real safes as it is not worth the effort. When a manufacturer states a U.L. fire listing, it is for the material used, not the fire rating of the whole product. Their burn times are either estimated or independently tested.

That is interesting and not something that I realized. I will have to keep that in mind.

Thanks for all the replies everyone!

fire-safe box inside a fire safe