Re: Wife puts foot down?
Posted: Wed Jun 20, 2012 11:16 am
I stated that in my responce? Should I highlight it for you? Or are you just trying repeat what I have already said to make some kind of point?
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So just to be clear you paid off nothing. Basically, you transfered the debt and postponed when they will be due. Ultimately, you signed the contract and it is your decision how to spend it. Keep in mind in 10-20 years you may be of the same opinion when you hear new students are buy luxury condos with their student loans. I'm sure you have good intentions to be a responsible borrower but things happen. You don't know what life brings through the years. Why add to that burden now.1s1k52 wrote: Kudos to you! I didn't realize I needed a lesson on "Finances 101". Considered me schooled. I didn't realize I was the only person to borrow money with an interest rate and ONLY spend it on school. Should I inform you guys that I paid my car off almost 2 years early with my loans as well as clear out other bills? That wasn't school related though so maybe that is another thing to look down your nose at me for.
Your showing your ignorance. You can not get on food stamps or government assistance if you owe in loans in the state NOR can you get a Texas CHL. They discuss this in the class and it's on the websites did you pay attention to that? So your stating that my plan of action to try and consolidate bills to one bill at a low set interest rate will paid for by your taxes? So should I assume your ignorance on qualifications for government assistance and CHL status makes you an irresponsible American and gun owner?recaffeination wrote:Great. So now the taxpayers are picking up the interest on your car and you think you're entitled to the handout.
I think a great law would be to make borrowers ineligible for unemployment, food stamps, social security, or any other government support until they pay off their student loans.
Yeah you are right. After I posted it I looked it up. The key word is "defaulted" I remembering not hearing that word when I call a bit back. Either way my bad.smoothoperator wrote:Being finally delinquent disqualifies someone. Owing money doesn't.
My wife and I have the mutual account which is our money, and we each have our own separate account which we put $75 into each on the 15th and 30th of every month. Basically, we give ourselves an allowance.Carry-a-Kimber wrote:My wife and I have an agreement; I don't ask about shoes and purses and she doesn't ask about all the UPS deliveries. We both understand our budget and how much is too much and when to ask permission.
My husband and I have a joint allowance of sorts. All the extra cash I make waiting tables that doesn't go towards weekly groceries gets put into what we call the Gun Fund. Sometimes, in an emergency, the cash gets spent on a vet bill or new tires or something else, but mostly we spend it on guns and ammo. We tend to make gun-buying decisions together and have never run into a problem with disagreements on how the Gun Fund should be spent. Anything else that we want to buy gets run by the SO before purchase since it comes out of the joint account that is used to pay bills. We don't want a payment to not clear!Kythas wrote:My wife and I have the mutual account which is our money, and we each have our own separate account which we put $75 into each on the 15th and 30th of every month. Basically, we give ourselves an allowance.Carry-a-Kimber wrote:My wife and I have an agreement; I don't ask about shoes and purses and she doesn't ask about all the UPS deliveries. We both understand our budget and how much is too much and when to ask permission.
If either of us wants to buy something frivolous for ourselves, we pay for it out of our allowance. There are never any questions asked when paying for something out of our allowance account - if there's something I want badly enough, I'll save up for it in there and buy it. For example, the other day the wife said she wanted to take me out to dinner. When I reminded her that another night out isn't in the budget, she said "I'll pay for it" and bought me dinner with her allowance. It's what she wanted to do.
That said, if there's REALLY something either of us want, but don't have enough in the allowance, then we discuss it like adults.
I'm saving up for an 80" LCD TV. I should have enough allowance saved up by 2021.