When I've dealt with either the LGS or merchants at gun shows, they usually tag their "price" and offer a cash/debit card discount.OldCannon wrote:Interesting fact: In Texas, it is ILLEGAL to charge a higher amount for a product if you use a credit card. This sucks, because it can take a huge chunk of what amounts to a very small profit margin (contrary to popular perception, the gun business isn't a high profit biz). Seller's can avoid this by stating that their prices reflect a "cash sale" price, although that's a grey area. The reality is that sellers "mark up" _all_ their items to adjust for the merchant fees they get hit with, so, technically, you're paying more if you use cash - it's just all buried in the "operating margin" on prices (another reason why these "internet only" sellers can offer firearms at far lower prices).Jumping Frog wrote:Most gunbroker dealers charge 3% for credit card. In those cases, pay via USPS money order.
And I totally agree with the post above about waiting until you can get the rifle without going into debt. If it's a good deal now, it will be a good (or better) deal later. The best bet is to make the purchase using a credit card (for the customary buyer protection features) and then immediately send an equal payment to the credit card to avoid/minimize the added interest.