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An IWB holster worn with an untucked shirt or leather vest works well for me. When appropriate, a sport jacket covers everything up just fine.

Look for shirts that are woven, not knit. (Knit shirts cling and print. Woven fabrics will bulge and crease randomly, breaking up the outline of the gun. Get shirts with an elastic gather at the bottom. The shirt will "balloon" a bit above the gather and hide the gun.

I'm not a fan of the tuckable type holsters. They hide the gun enough as far as the law goes, but IMO almost anybody can tell you're carrying if they look for it. And for all of that, they are very slow to draw from.

And you can always get a Keltec P32 (cheap) or one of the featherweight S&W revolvers (expensive) and carry in a good pocket holster.