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I think the only real way to decide how to carry and which holster to use is to just try different positions and holsters until it meets your needs. It's a compromise between concealability, accessibility, comfort, and safety.

For me, I have carried a Glock 19 for years, and for the last 13 months, a Glock 19X. I found appendix carry with a Raven Concealment Systems Vanguard Minimalist IWB to be the best overall solution for me. I find AIWB to combine the best concealability with the best access (very smooth unobtrusive draw with right hand and I can reach it with left hand, seated or standing, or on my face with someone sitting on my back, and the best position to protect it from someone else. And it is reasonably comfortable.

The Vanguard Minimalist IWB snaps onto and fully the trigger guard, and the version I use has a strap that secures around the belt (there are other attachment options). With the gun being inside the waist band with a belt running over the top of it, it is held in position, but not rigidly -- which is an advantage for two reasons. One being comfort - it being able to shift a little bit as I stand, sit, move, roll around, whatever. It doesn't flop around, but it gives enough. Unlike many/most others, I am not trying to lock the holster and gun orientation into a single absolutely fixed spot. I trained quite a bit with a group where we regularly "attacked" each other, and I found that even the most rigidly attached holster on the stiffest belt can get knocked around -- especially if the holster is in the 3 or 4 o'clock position and you get knocked down and land on the holstered gun. If you have trained to draw from a precise point and then in the heat of the moment the gun is no longer at that point, it can introduce a hesitation while your mind sorts out what just happened. We tried to train to factor this into our draw strokes, and the AIWB position facilitates keeping the gun where it's supposed to be even when we get clobbered.

Being concerned with an inadvertent discharge on holstering is a legitimate concern. One answer is to holster SLOWLY and pay attention to what you are doing- focus on doing it correctly. If there is any hint of a problem, stop and sort it out - don't force the issue. Cops and security guards have reason to be able to holster one-handed without looking, but for the rest of us, having two hands and a visual check and "easy does it" are probably in order. This is particularly advantageous for holstering in the AIWB position.

The Vanguard holster facilitates a safe holstering since you first clip the holster onto the trigger guard, out where you can see it, completely covering the trigger guard, THEN you put it in your pants -- again with the trigger guard completely covered. Is this slower than "normal?" Yes, but so what? With practice it actually doesn't take very long.