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To be fair, the Constitution doesn't use the phrase interstate commerce. It says Congress has the power to regulate commerce with foreign nations, and among the several states, and with the Indian tribes. It should be obvious, even to a Supreme Court Justice, there's no need for the last 13 words had they intended to include all commerce.

I have several problems with the automobile insurance analogy.

First, there are millions (perhaps tens of millions) of American adults who do not own a motor vehicle, and are therefore not required to buy automobile insurance. Some of them even have drivers licenses.

Second, the automobile insurance requirement is State law. The unaffordable healthcare law is Federal law. The United States Constitution seems fairly clear about powers delegated to the feds versus those reserved for the States or The People.

Additionally, Texas has a self-insurance option for motor vehicle operators. I'm not aware of a similar option in obamacare.

Finally (for now) there are no exceptions in the automobile insurance requirements for welfare recipients, congressmen, or retirees. Furthermore, the rest of us are not required to pay extra taxes to provide automobile insurance for those groups in addition to paying for our own insurance out of pocket.