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If elements of the Mexican army ambushed you, you'd be in a world of hurt. Take the first carjacking scenario - if you can't back up, that means you're blocked in - it's a coordinated strike. If they're military, they won't have "only" handguns - they'll have rifles, probably with full auto capability. That vehicle you're riding in will provide about as much cover as tissue paper.

If it's gangbangers, you may as well fight anyway - your CAR is a weapon - because they won't be leaving witnesses. But it's a very bad situation no matter how you look at it.

A "home under siege" scenario is a little bit better, but a coordinated military strike . . . that's a big problem. If you're out in the sticks and have any warning at all, you'd be better off to withdraw, maybe do some sniping from cover. (one shot - move - one shot - move - etc.)